Easy Bean and Rice Casserole
1 (15 ounce) can pinto beans, rinsed and drai… 1 (8 ounce) jar salsa 1 medium onion, chopped 1 tablespoon dried, minced garlic 1 tablespoon oil, or to taste 1 ½ teaspoons ground cumin 2 cubes vegetable bouillon 2 cups shredded Cheddar cheese, divided 2 cups uncooked brown rice 3 cups water 3 medium carrots, grated ½ medium lime, juiced ½ teaspoon chili powder