Jeannie's Vegetarian Enchiladas
1 (8 ounce) package cream cheese, softened 1 dash hot sauce (such as Tabasco®), or to ta… 1 large red bell pepper, seeded and chopped 1 large tomato, chopped 1 ½ cups cooked white rice 1 ½ cups shredded Cheddar cheese, divided 2 (8 ounce) cans enchilada sauce 2 bunches green onions, coarsely chopped, div… 2 cups drained canned black beans 2 jalapeno peppers, seeded and diced 2 tablespoons vegetable oil 3 cloves garlic, diced 8 (10 inch) flour tortillas ½ cup chopped fresh cilantro ½ cup sliced black olives ½ cup sour cream, or to taste ½ lime, juiced